Terms Of Use

(1) INTRODUCTION, SCOPE AND ACCEPTANCE OF THESE TERMS

This website, available at https://phoenixfinancial.co.il/ (“website”), is owned and operated by Phoenix Financial Ltd. (“Company”, “we” or “our”). This website provides information regarding our business operation and services, as well as contact communications means to contact for any questions or interest in our services.

These Terms of Use (“Terms”) govern the access and use of the website by any user (“user” or “you”).

ACCEPTANCE OF THESE TERMS: THESE TERMS ARE A LEGALLY BINDING AND ENFORCEABLE AGREEMENT BETWEEN YOU AND THE COMPANY. BY ACCESSING OR USING THE WEBSITE, YOU AGREE TO BE BOUND BY, AND COMPLY WITH, THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT ACCESS, BROWSE OR USE OUR WEBSITE.

(2) INTELLECTUAL PROPERTY RIGHTS

The intellectual property rights in and to the website, and all content available therein, including but not limited to text, images, videos, logos, trademarks, domain names, and designs (collectively, the “Content”), are owned by or licensed to the Company and are protected by applicable copyright and intellectual property laws. You may not use, reproduce, publicly display, or distribute this website or any Content without our explicit written permission.

You are further prohibited from removing or deleting copyright notices, restrictions, or indications of proprietary rights, as well as from modifying, editing, copying, creating derivative works of, reverse engineering, altering, enhancing, or in any way exploiting any of our intellectual property rights in and to the website and Content.

(3) ELIGIBILITY & USE RESTRICTIONS

You warrant that you are of legal competence and age to form a binding contract, at least 18 years of age and that you have the full right and authority to be bound by these Terms.

You may not:

  1. Attempt to hack, damage, or gain unauthorized access to our website, disrupt its operation or circumvent or overcome any technological protection measures;
  2. Create a browser or border environment around the website such as frames or inline linking;
  3. Interfere with or violate any other users’ rights, including privacy rights or collect personal information about users of our website, including by automated means;
  4. Exploit the website or Content for any commercial purposes;
  5. Upload, transmit, or distribute any malicious code, including spyware, viruses, Trojan horses, worms, or other harmful code;
  6. Copy, rent, lease, sell, transfer, assign, sublicense, disassemble, reverse engineer, reproduce create derivative work, decompile, modify or alter any part of the website;
  7. Engage in any fraudulent activity with respect to the website or violate any applicable laws or regulations in connection with the website.

(4) AVAILABILITY & CHANGES OF OUR WEBSITE AND CONTENT

We may, at any time and at our sole discretion, modify, correct, amend or otherwise make any other changes to our website and the Content we make available therein. Furthermore, we may, at any time, discontinue, temporarily or permanently the website.

We do not warrant or guarantee that our website will always operate or be available without disruption or interruption, from any location, or that it will be error free.

(5) PRIVACY POLICY

We respect our users’ privacy rights. Our Privacy Policy, available at: https://phoenixfinancial.co.il/privacy-policy/ (“Privacy Policy”) governs our privacy and data security practices and provides information regarding the personal data we collect from our website’s users, how we use it, and your rights related to your personal data.

Our Privacy Policy further constitutes an integral part of these Terms.

(6) THIRD-PARTY LINKS

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content or privacy practices of these third-party sites.

(7) DISCLAIMER OF WARRANTIES & LIMITATION OF LIABILITY

We provide this website and the Content “as is”. The Company does not guarantee that the website or any Content will always be error-free, up-to-date, or uninterrupted and makes no warranties of any kind, express or implied, regarding the accuracy, completeness, or reliability of the Content or any information provided on this website.

To the maximum extent permitted under applicable laws, we will not be liable for any damages or loss, whether direct, indirect, incidental, special or consequential or any lost profits which you may incur or suffer because of your use of the website or your reliance on any information available therein, including the Content. This limitation of liability shall not be modified even if we have been advised or made aware of the possibility of any such damages or losses.

Your sole and exclusive remedy is to cease your use of our website if you become dissatisfied. You hereby waive all claims against us, and our affiliates, agents, representatives and licensors that may arise as a result of your use of the website or the Content.

There is no offer, solicitation, advice, or commitment by the Company to engage in transactions with it or any other party, unless explicitly stated otherwise. Before making any transaction, investment, or assuming any financial liability based on information found on the website, the Company recommends that you consult a qualified professional advisor in the relevant field to obtain personal advice tailored to your needs. Any use of the content is at your own risk.

(8) AMENDMENTS

We reserve the right to modify these Terms at any time without prior notice, subject to applicable law requirements. The revised Terms shall be effective upon their publication, as reflected under the “Last Update” date heading.

Your continued use of the website after any changes to these Terms constitutes your acceptance of the new Terms. We recommend reviewing these Terms periodically for any updates.

(9) GOVERNING LAW

These Terms are governed by and construed in accordance with the laws of the State of Israel. You hereby explicitly agree that any disputes arising from these Terms or your use of the website and the Content shall be subject to the exclusive jurisdiction of the courts in Tel-Aviv Israel.

(10) MISCELLANEOUS

These Terms constitute the entire understanding between the parties relating to the subject matter herein. In the event any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these Terms and will not affect the validity and enforceability of any remaining provision.

No waiver by either party of any breach or default hereunder will be deemed to be a waiver of any preceding or subsequent breach or default. Any heading, caption or section title contained herein is inserted only as a matter of convenience, and in no way defines or explains any section or provision hereof.

We may assign or otherwise transfer any or all our rights or obligations under these Terms without notice. You agree that a printed version of these Terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

(11) CONTACT US

If you have any questions or concerns about these Terms, please contact us by submitting an inquiry through the Company’s website at https://www.fnx.co.il/customer-service/contact-us/

Last Update: Jan 17, 2026